Investment Statistics

Headline Statistics

MarketInvoice is the world's largest peer-to-peer invoice financing platform. We connect growing companies that have working capital requirements with investors.

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These numbers show statistics for the entire portfolio since inception. More than 60% of our investor base funding comes from individuals.

Historic volume

Total face value of invoices funded since inception

Performance by year of origin

These charts show the performance of the platform every year since inception, broken down into gross yield and loss ratio.

Gross yield

Gross yield on deployed funds, exclusive of servicing fees

Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite.
Last updated: April 2017.



Loss ratio

For the calculation of loss ratios, crystallised losses are attributed to the funding date as opposed to the calendar year when the loss was crystallised.

Loss ratio on deployed funds, exclusive of servicing fees

A trade is marked as a crystallised loss when:
1) More than 180 days has passed since the seller company entered administration
2) Statement of affairs indicates insufficient assets and funds to recover MarketInvoice's position

Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite.
Last updated: April 2017.

Expected investment example

Based on averages

Total funds deposited£100,000
Deployment of total funds 85%£85,000
Return after fees on deployed funds 8.7%£7,395.85
Losses on deployed funds 2.84%£2,414
Net returns£4,981.85
Net returns on total funds4.98%

Due to the nature of invoices and invoice financing, investor funds are never 100% fully invested. When investing your capital is at risk.

Past returns are not necessarily a reliable indicator of future returns. Investing in any investment product places your capital at risk. This also applies to investing through MarketInvoice. A minimum investment of £50,000 is required.

Platform portfolio performance by calendar year

This table shows the performance of the platform every year since inception, broken down into deployment, loss ratio and net returns.

Net returns per year are calculated on invested funds and defined as: (Earnings - Crystallised Losses / Invested funds) in a calendar year.

Total returns per year are calculated on total funds and defined as: (Earnings - Crystallised Losses / Total funds) in a calendar year.

For calculation of returns and loss ratios, crystallised losses are attributed to the calendar year when the loss is crystallised as opposed to origination year.

Volume advancedAvg. invested Gross Yield Loss ratio Net return Avg. deployment Total return
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*2017 return has been annualised.

A trade is marked as a crystallised loss when:
1) More than 180 days has passed since the seller company entered administration
2) Statement of affairs indicates insufficient assets and funds to recover MarketInvoice's position

Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite.
Past default rates are not necessarily a reliable indicator of future default rates. Investing in any investment product places your capital at risk. This also applies to investing through MarketInvoice.

Price grades

All trades on the MarketInvoice platform are classified into one of ten risk-based grades determined by our proprietary underwriting model. Price grade 1 has the lowest risk and price grade 10 has the highest. Investors often allocate funds across different price grades to diversify their portfolio.



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Yearly volume distribution by risk pricing bands corresponds to the model structure at the time of the asset origination.

Recovery and losses by year of origin

Below is a breakdown of delinquencies, recoveries, and crystallised losses based on the funding date of an asset. MarketInvoice has a proprietary risk model which is re-calibrated regularly and uses more than a hundred data points from all {{ stats.CACHE_HEADLINE_STATS[0]["trades.count_settled"]}} trades settled to date.

Volume advancedDelinquentIn RecoveryRecovery CompletedRecoveredCrystalised LossesRecovery Rate
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P2PFA
All members of the Peer-to-Peer Finance Association provide statistics on historical and current delinquency and loss.

Please note that the products and any associated services mentioned above are only available to sophisticated investors, high net worth individuals, and companies and institutions. For the avoidance of doubt, such products and services are not available to retail investors. MarketInvoice is not covered by the Financial Services Compensation Scheme. MarketInvoice is a member of the Peer-to-Peer Finance Association (P2PFA).