Wholesale & Retail Finance

If your business manufactures goods to sell into retailers at home or abroad, or if you're reselling products, you are probably used to waiting 30 to 90 days before your invoices are paid.

MarketInvoice can help.

We work with a number of wholesalers and retailers in the UK and Ireland to improve their cash flow, and to date we have saved them 2.6 million hours waiting for their money.

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The UK Government-owned British Business Bank buys invoices through MarketInvoice.

How does wholesale and retail finance work?

There are a huge number of innovative UK and Ireland businesses now manufacturing goods and selling them into large retailers, as well as wholesale resellers.

High street retailers, ecommerce sites, supermarkets and department stores are all well known for their long payment terms, sometimes as long as 120 days.

The gap between delivering goods and receiving payment means these businesses often have lumpy cash flow, which in turn limits their growth potential. Without cash in the bank it's hard to jump on new opportunities to sell into new stores, or increase orders with customers.

MarketInvoice is helping some of the most exciting manufacturers and resellers to finance these gaps in cash flow. Companies can sell individual invoices online and see up to 90% of the face value in their account within hours. Releasing that cash frees them up to do what they do best, and grow faster as a result.

We are proud to support a variety of wholesalers and retailers like Scaramouche + Fandango growing their business with flexible invoice finance, without the need for contracts.

The MarketInvoice online platform gives businesses access to funds in outstanding invoices on the same day, without waiting the typical 30 to 120 days in lengthy payment terms.

  • No contracts or hidden fees
  • Sell invoices, only as and when you need finance
  • Get up to 90% of your invoices within 24 hours

Ian and Kenny, founders of Scaramouche + Fandango, use MarketInvoice to fund development of new products and big orders to international clients

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We love helping businesses succeed, which is why we approve around 90% of applications.


  • You have a limited company or LLP based in the UK or Ireland
  • You have £100,000+ turnover, filed with Companies House
  • You sell goods or services to other businesses on terms

Ready to take control of your cash flow?

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Finding cash flow challenging?

You're not alone. It’s all about the balance of money in and money out.

New technologies are making cashflow management easier than ever. This guide will walk you through how to get the most out of the best new cashflow tools, making cashflow management less labour intensive.

We’ve brought together experts in credit control, cashflow forecasting, small business accountancy, and invoice management, to build a great cashflow toolkit for your business.

The Cash Flow Kit

Included in this guide are some top tips to ensure that you are using the best practices you can, every step of the way:

  • Stats and facts
  • Chasing invoices
  • The 5 Golden Rules of credit control
  • The importance of cashflow forecasting
  • Best invoice practice
  • The Cashflow Kit

Fill in the form to receive the guide.