How MarketInvoice works

MarketInvoice helps you to unlock funds tied up in your unpaid invoices online, with no hassle.

Your cash flow gap

You've delivered your goods/services, yet you have to wait 90 days for your client to pay, creating a cash flow gap.

Our cash flow solution

Instead, using MarketInvoice, you upload your unpaid invoice to our platform and we'll give you up to 90% of the face value of the invoice within 24 hours. When your client pays, you'll get the remaining amount you're owed.

From application to funding, in 24 hours.

Apply in 15 minutes Add a customer Upload your invoice Verify your invoice Fund your invoice

Apply in 15 minutes

Get started

All you need to get started is:

  • your company’s financial details, e.g. your revenue
  • your latest statutory accounts
  • your last 3 months' bank statements
It only takes 15 minutes to sign up, even less if you apply using online accounting software like Xero, Sage, or KashFlow.

We don't provide business loans but our funding is a great alternative.

You can see our eligibility criteria here.

Add a customer

Add a customer

Next, add a customer to your account by searching our system. If it's not already there, just add them manually.

We set all our customers up with a new Barclays client account, at no extra cost, so you can receive payment.

Upload your invoice

Upload your invoice

You can upload an invoice file, which our system will automatically pull details from. Alternatively, you can enter the invoice details manually.

Unlike traditional invoice factoring, we don’t ask for your whole sales ledger, so you can use us as and when you need financing, with just one invoice or many.

Verify the invoice

Verification Cloud

We use the online tool Verification Cloud to check your invoices with your customer.

Verification Cloud will send your customer an email asking them to check the details of your uploaded invoice. In just a few clicks your customer reviews your invoice and you'll be notified instantly once they've verified it.

Fund your invoice

Fund your invoice

Once verified, your invoices will be funded by our investors and you'll receive up to 90% of your invoice within 24 hours. You'll receive the remainder, minus fees, when your customer pays. Our fees are typically 1 - 3% of the invoice face value. Click here for our pricing.

We have two sessions every day, at 12pm and 5pm, where our network of investors fund invoices from businesses like yours.

These investors are only funding your invoices, they aren't taking any stake or equity in your business.


We love helping businesses succeed, which is why we approve around 90% of applications.


  • You have a limited company or LLP based in the UK or Ireland
  • You have £100,000+ turnover filed with Companies House
  • You sell goods or services to other businesses on terms

Ready to take control of your cash flow?

Want to find out more? See our FAQs here.